Apparel & Accessories > Jewelry > Necklaces Jewelry > Necklaces in stock James Banks Design Mini Padlock Mother Of Pearl Necklace in Yellow Gold/Mother Of Pearl: Made to order. Ready to ship in 3-5 business days. Yes, the gleamy inlay on the face of this eighteen-karat yellow-gold-framed padlock pendant is mother-of-pearl, and yes, the pendant actually unlocks. Just turn the white-diamond-studded dial in front until the ruby lines up with the edge to pop up the top loop and hook on each end of the delicate gold anchor chain—which, at sixteen inches, falls to rest right against the collarbone. Pendant: mother of pearl inlay, white diamonds, ruby; Chain: 18k yellow gold Chain length: 16″ Made in USA.